DE3DE3East MidlandsSouth Derbyshire

Property Investment in DE3

Higher Risk Opportunity
HMO Red· Indicative

DE3 (DE3, East Midlands) appears a higher risk opportunity based on available Property Scout data. Gross rental yield is around 5.5%, weak on a national basis. Five-year price change of 18.9% places capital growth in the 59th national percentile. Article 4 and/or selective licensing apply in parts of this district — verify before any HMO plan.

37
Moderate

Overall Property Scout score

Updated 2026-06-08

Investment score dashboard

National-percentile scores from the Property Scout model.

Yield22/100
Capital growth59/100
Rental demand0/100
Supply constraint0/100
HMO market42/100
Regulatory headroom25/100

A score of 80 means the area is in the top 20% of UK postcode districts for that metric. Scores are screening-grade and indicative — verify before purchase. Methodology.

Quick answers

Is DE3 a good area for property investment?
Based on Property Scout's data DE3 (DE3) appears a higher risk opportunity, with an overall investment score of 37/100. Yield scores 22, growth 59 and rental demand 0. Results are indicative and should be verified with property-level due diligence.
Is DE3 suitable for buy-to-let?
DE3 shows a yield score of 22/100, rental demand of 0/100 and a supply-constraint score of 0/100, with indicative gross yield around 5.5%. Buy-to-let viability appears weak, subject to property-level checks on void risk and refurbishment cost.
Is DE3 suitable for HMO investment?
DE3 scores 42/100 for HMO market signals. Article 4 is "Applies" and selective licensing is "Partially applies". HMO regulation status is Red. Suitability is more constrained and should always be confirmed with the local council.
Does Article 4 apply in DE3?
Article 4 status for DE3 is recorded as "Applies" in the Property Scout regulatory dataset. An Article 4 direction is in force in at least part of this district — new HMO conversions typically require planning permission.
Does selective licensing apply in DE3?
Selective licensing status for DE3 is recorded as "Partially applies". Coverage is partial or uncertain — check the council's current designations before purchase.

Investor profile fit

How DE3 maps to common investor strategies.

Yield-focused investor

Poor

Strength: 5.5% indicative gross yield against £252,012 entry price.

Concern: Yield is unlikely to lead a pure cash-flow shortlist.

Capital growth investor

Moderate

Strength: 18.9% five-year price change recorded.

Concern: Growth pace has lagged the strongest UK districts.

HMO investor

Limited

Strength: Indicative HMO yield of 6.9% given local market signals.

Concern: Article 4 / selective licensing apply in parts of the district — verify with the council.

Balanced investor

Limited

Strength: Overall Property Scout score of 37/100 indicates a higher risk opportunity.

Concern: No single dimension dominates; treat as a shortlist candidate rather than a conviction pick.

Lower-risk investor

Strong

Strength: Regulatory headroom 25/100 and economic backdrop 82/100.

Concern: Regulation flagged Red — verify before exchange.

Yield analysis

DE3 scores 22/100 for gross rental yield, weak versus the national distribution of UK postcode districts. Indicative average rent of £1,155 per month against an average price of £252,012 implies a headline gross yield of 5.5%. DE3 does not appear competitive on income grounds versus stronger-yielding districts in the same region.

Capital growth analysis

Capital growth scores 59/100, supported by a five-year price change of 18.9%. Growth potential is moderate — pace of appreciation may lag headline markets but downside risk is also more contained. Past performance is not a guide to future returns and should be combined with planning, transport and employment context.

Rental demand analysis

Tenant demand scores 0/100 (weak) based on the Property Scout demand index. Soft demand readings suggest investors should price conservatively and budget for longer void periods. An economic-strength score of 82 (employment, income, population growth) provides supportive context.

Supply analysis

Supply constraint scores 0/100 — higher numbers indicate housing demand is growing faster than visible supply. Weaker supply pressure may cap rental growth, so investors should focus on properties with a defensible income story.

Risk overview

Regulatory RAG status is Red: Article 4 (Applies) and/or selective licensing (Partially applies) materially affect HMO and BTL operating models in parts of this district. Score data is screening-grade; postcode districts can contain very different streets. Always verify cladding, leasehold, EPC and survey factors before purchase.

Market evidence

Avg price

£252,012

HM Land Registry

Gross yield

5.5%

Indicative

5y price change

18.9%

HM Land Registry

HMO suitability & regulation

HMO regulation

HMO conversion may need planning permission and/or licensing. Verify before offer.

HMO Red· Indicative
Confidence: Medium
Article 4Applies
Selective licensingPartially applies

Regulatory data is postcode-district screening only. Article 4 and selective licensing boundaries can be address, street, ward or polygon based. Verify with the local council before purchasing or converting to an HMO.

Regulatory information is indicative and should always be verified directly with the relevant local authority before making an investment decision.

Properties currently available in DE3

Live property listings for DE3 are coming soon. Create a free alert below and we'll notify you when matching properties come to market.

All links lead to other Phase 1 Property Scout pages.

Frequently asked questions

Is DE3 a good area for property investment?
Based on Property Scout's data DE3 (DE3) appears a higher risk opportunity, with an overall investment score of 37/100. Yield scores 22, growth 59 and rental demand 0. Results are indicative and should be verified with property-level due diligence.
Is DE3 suitable for buy-to-let?
DE3 shows a yield score of 22/100, rental demand of 0/100 and a supply-constraint score of 0/100, with indicative gross yield around 5.5%. Buy-to-let viability appears weak, subject to property-level checks on void risk and refurbishment cost.
Is DE3 suitable for HMO investment?
DE3 scores 42/100 for HMO market signals. Article 4 is "Applies" and selective licensing is "Partially applies". HMO regulation status is Red. Suitability is more constrained and should always be confirmed with the local council.
Does Article 4 apply in DE3?
Article 4 status for DE3 is recorded as "Applies" in the Property Scout regulatory dataset. An Article 4 direction is in force in at least part of this district — new HMO conversions typically require planning permission.
Does selective licensing apply in DE3?
Selective licensing status for DE3 is recorded as "Partially applies". Coverage is partial or uncertain — check the council's current designations before purchase.
What is the rental yield potential in DE3?
DE3 scores 22/100 for yield, with indicative gross yield around 5.5% based on an average rent of £1,155 per month. Headline yield should always be stress-tested for void risk, management cost and maintenance.
What investor profile is DE3 best suited to?
Profile fit is strongest for the lower-risk investor, based on the relative strength of yield, growth, demand and regulatory headroom scores in this district.
What are the main risks of investing in DE3?
Headline risks include Article 4 / selective licensing exposure, softer tenant demand, below-average yield headroom, and the usual property-level factors (EPC, leasehold, cladding, refurbishment cost). All scores are screening-grade.
What is the average property price in DE3?
The Property Scout dataset records an average price of £252,012 for DE3, based on HM Land Registry Price Paid Data aggregated to the postcode district. Street-level variation can be material.
Which nearby postcodes should investors compare with DE3?
Compare DE3 against neighbouring districts in East Midlands with similar entry prices and demand profiles. See the related postcodes section below for higher-yield, higher-growth, better-HMO and lower-regulation alternatives drawn from the Phase 1 Property Scout shortlist.

About this report

  • Last updated: 2026-06-08.
  • Sources: HM Land Registry, ONS, PropertyData and Property Scout regulatory dataset.
  • Data quality: 75/100.
  • Scores are screening-grade and indicative. Read the full methodology.
  • Always verify Article 4 directions and selective licensing with the local council before exchange.

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Not financial advice. Property Scout provides research tools and data analysis only. It does not provide financial, investment, mortgage, legal or tax advice. See our Risk Disclosure.